Alchemy Pay, the world-leading fiat-crypto payment gateway, has partnered with Yala, a Bitcoin-native liquidity protocol, to power the next frontier of BTC utility through payments and stable yield access. The collaboration supports Yala in the launch of its upcoming Yala Yeti Card, enabling users to spend their $YU yield seamlessly in daily life across millions of merchants worldwide, both online and offline, while retaining full access to their BTC-backed liquidity and earnings.
With Alchemy Pay’s global payment infrastructure, $YU, the BTC-backed liquidity asset minted through Yala’s protocol, can now serve as both a yield-generating tool and a real-world payment asset. Through the Yeti Card, users will be able to use $YU directly at coffee shops, retail stores, and e-commerce platforms, turning on-chain yield into everyday financial utility.
In addition to card support, Alchemy Pay’s fiat on and off-ramp has been integrated to support $YU, enabling users to buy and sell the token using fiat currencies and local payment methods such as Visa, Mastercard, Apple Pay, Google Pay, regional mobile wallets, and bank transfers. This significantly lowers the barrier for new users to access the Yala ecosystem and streamlines interaction with DeFi through a user-friendly, regulated entry point.
Operating in 173 countries and supporting over 300 fiat payment channels, Alchemy Pay’s infrastructure transforms the $YU token from a yield-bearing stablecoin into a spendable, liquid asset connected to global commerce. With a strong emphasis on regulatory compliance, Alchemy Pay holds key licenses in the United States, Canada, UK, Australia, Europe, Korea, Indonesia, and beyond, ensuring trusted, secure service delivery to partners and users worldwide.
By combining Yala’s decentralized Bitcoin liquidity engine with Alchemy Pay’s expansive payments infrastructure, this partnership elevates the $YU function. It becomes a practical bridge between Bitcoin-backed DeFi, real-world spending, and financial accessibility—positioning $YU as a potential Bitcoin-native settlement layer.
Together, Alchemy Pay and Yala are unlocking new levels of composability between capital efficiency, real-world utility, and financial sovereignty for the next era of Bitcoin-based finance.
About Yala
Yala is a native Bitcoin liquidity protocol that channels BTC into yield opportunities across DeFi and RWAs.
Bitcoin holders unlock capital through self-custodial, liquidation-free borrowing by minting $YU, a BTC-backed liquidity asset. In this process, they pay a stability fee directly to $YU depositors, effectively exchanging BTC-backed exposure for portable, capital-efficient liquidity and access to yield without giving up ownership.
Yala’s SmartVault module manages system risk and ensures efficient yield distribution.
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Try our On & Off-Ramp to buy and sell crypto and local fiat currencies today https://ramp.alchemypay.org/
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Developers of Web3 platforms and dApps with interest in integrating Alchemy Pay’s ramp solution can contact via the website https://alchemypay.org/contact
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