As crypto continues to integrate with the real-world economy, users increasingly demand more than just fast off-ramping—they need reliable, flexible, and globally accessible payout solutions. That’s exactly what Alchemy Pay delivers.
With a robust infrastructure that supports over 50 fiat currencies, 300+ fiat payment rails across 173 countries, Alchemy Pay offers a truly borderless and adaptive experience, turning your crypto into fiat on your own terms.. But what does that actually mean for users?
More Rails, More Access: Understanding Alchemy Pay’s Infrastructure Advantage
Fiat payment rails are the underlying infrastructure that allows funds to move between systems, whether that’s from crypto to a local bank, card network, e-wallet, or regional clearinghouse. Think of them as highways connecting the world of digital assets to the everyday financial tools we use to pay bills, shop, and save. The more rails available, the more ways users can receive their money.
Alchemy Pay has built direct connections with over 300 of these fiat payment rails, covering traditional banking systems, real-time payment networks, mobile wallets, card issuers, and QR-based systems. We have collaborated with top payment processors like WorldPay, Nuvei and checkout.com to increase our payment rail supply. For users, this translates to unmatched accessibility and flexibility. Whether you’re in a major economy or an emerging market, you can choose the method that fits your financial habits, regulatory environment, and lifestyle.
Importantly, Alchemy Pay’s system doesn’t just offer variety—it uses smart routing to automatically choose the best payment rail for each transaction. This means faster processing, lower fees, and a higher success rate, even in regions with unreliable banking infrastructure. Instead of relying on a single path to send your payout, Alchemy Pay can dynamically find the most efficient route, optimizing for cost and speed in real time.
In short, more rails mean more freedom, more reliability, and more control—just what off-ramping should be.
Visa/Mastercard: Instant Access, Everyday Convenience
For users who prioritize immediacy and universal access, direct payouts to Visa and Mastercard cards are a standout feature. With Alchemy Pay’s deep integration into both networks, crypto can be converted into fiat and deposited onto a card in just a few minutes. The funds are instantly available for spending—online, in-store, or even at ATM withdrawl.
This capability is backed by institutional credibility. Alchemy Pay is officially accredited under Visa’s Third-Party Agent Program and registered under Visa’s new Ramp Provider Program as of 2024. It is also listed as a Mastercard SDP-compliant provider. These partnerships reflect the high security, compliance, and operational standards that underpin the platform.
With direct-to-card payouts, users get the familiarity and liquidity of fiat with the speed and efficiency of Web3. It’s an ideal option for freelancers, gig workers, or anyone who needs to access funds on the go, without waiting for bank settlements or dealing with cumbersome verification steps. Beyond Visa and Mastercard, Alchemy also supports key card networks like Discover and Diners Club.
Local Bank & Wallet Transfers: Seamless Integration with Regional Systems
When it comes to integrating crypto into everyday life, there’s no substitute for local financial rails. Alchemy Pay enables users to off-ramp into domestic bank accounts and mobile wallets, with extensive coverage across Asia, Europe, Latin America, Africa, and the Middle East.
In Indonesia, for example, users can cash out through wallets like OVO and Dana, or use virtual account transfers to leading banks such as Permata, CIMB, Mandiri, BRI, and Danamon. There’s also support for QR code-based payouts, ideal for mobile-first consumers.
In the Philippines, Alchemy Pay supports a mix of e-wallets and banks, including GrabPay, Maya Pay, Coins.ph, and direct transfers to BPI. These options make it easy for users to access their funds in systems they already use to pay bills, send remittances, or make purchases. In Thailand, users can receive funds through ThaiQR code payments, offering an easy and fast alternative that integrates seamlessly with local digital wallets.
Even in larger economies like Brazil, Alchemy Pay taps into national systems like PIX, and Open Banking Europe, ensuring a smooth, compliant path to fiat even for more complex jurisdictions.
Each of these local integrations is designed to offer more than convenience—they provide real financial access in places where crypto can fill critical gaps in the traditional system.
Overseas Bank Transfers: Reliable Global Payouts for Business and Beyond
For cross-border needs—whether that’s remote work payouts, remittances, or global business settlements—Alchemy Pay offers secure international off-ramping through SWIFT and other global payment corridors.
While these transfers typically take between one and three business days, they unlock the ability to move value across jurisdictions without relying on expensive intermediaries or manual processing. Combined with competitive exchange rates and Alchemy Pay’s transparent fee structure, this method is especially valuable for larger transactions or recurring international payments.
One Platform, Global Flexibility
No matter where you are or what your financial goals are, Alchemy Pay puts control back in your hands. With support in 173 countries, over 50 fiat currencies, and 300+ local and global payment channels, you can turn your crypto into fiat on your own terms. This is more than just a payment solution—it’s an infrastructure for financial freedom.
To explore the full range of payout options by country, rail type, and currency, check the complete details here.
Try it today, and discover what true financial freedom feels like: https://ramp.alchemypay.org/
About Alchemy Pay
Founded in 2017, Alchemy Pay is a payment gateway that seamlessly connects crypto with traditional fiat currencies for businesses, developers, and end users. With its offerings including On & Off-Ramp, Web3 Digital Bank, NFT Checkout and its newly launched RWA platform, Alchemy Pay supports fiat payments in 173 countries.
The Ramp is a one-stop solution to buy and sell crypto and fiat, easily integrated by platforms and dApps according to requirements. The RWA platform allows global users to invest in tokenized real-world assets using local fiat currencies, lowering entry barriers and democratizing access to traditional financial instruments. Our Web3 Digital Bank supports Web3 enterprises by providing multi-fiat accounts and instant fiat-crypto conversion capabilities. Additionally, the NFT Checkout enables direct purchases of NFTs using fiat payment methods. ACH is the Alchemy Pay network token on the Ethereum blockchain.
